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Buying a Home

Welcome to Your Home Sold Guaranteed Besmatch Real Estate. As a premier real estate destination in the Bronx, Yonkers, New Rochelle, Mount Vernon, Westchester, and Connecticut, we understand that finding the perfect home is a journey of both excitement and careful consideration. 

6 Costly Mistakes to Avoid Before Buying a New York Home

A new report has just been released which identifies the 6 most common and costly mistakes that homebuyers make before buying a home...

New York First-Time Buyer Guide

If you are looking to break into the housing market, you must be ready to act when the right house comes along. Affordable homes, in desirable neighborhoods, sell quickly due to high demand...

How To Buy A Home With Little Or No Money Down

Get FREE Instant Access by completing the form on this page. A new homeownership program allows qualified buyers to buy a home with a very low down payment (in some cases as low as zero). 

13 Extra Costs to Be Aware of Before Buying a Home

Get FREE Instant Access by completing the form on this page. Whether you’re looking to buy your first home in the Bronx, Yonkers, Mount Vernon, New Rochelle, or trading up to a larger one, there are many costs – on top of the purchase price – that you must figure into your calculation of affordability. 

Things to Consider When Buying a Home in 2024

The real estate market in 2024 presents unique opportunities and challenges for prospective home buyers. Our comprehensive guide, "Things to Consider When Buying a Home in 2024," is your essential resource for navigating this distinctive market...

 

Our team of real estate experts is here to make your home-buying journey as smooth as possible. From the initial consultation to the final closing, we provide personalized assistance and expert advice. Whether you're a first-time homebuyer or a seasoned investor, we are dedicated to understanding your goals and helping you make informed decisions.

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meet your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. 

As Your Agent, We Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

 Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before it is too late
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved)
  • Choose a REALTOR® that you trust and who understands your needs
  • Determine what neighborhood best matches your needs
  • Identify important features you need your new home to have

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation, and establishing an escrow account
  • Third-party fees include charges for insurance, title search, and other inspections such as termites
  • Government fees include deed recording and state & local mortgage taxes
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance

 

 

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